AMREV FINANCE

Vehicle Loans

 

Find the right car solution with Amrev Finance!!

There are variety of loans available in the market and it’s really hard to know which option will be most suitable for you. With Amrev Finance we are here to find the most suitable finance that is most appropriate solution for you.

What car finance options are available?

Before you decide on a car loan, it is important to consider the intended use of your next car. This will help determine the right car finance solution for your needs.

Car finance for personal use?

If you’re primarily running the kids around from sports practice or heading to the shops in your car, your likely looking for a loan that is appropriate for personal use. Options include a consumer loan, novated lease or personal loan may be the right option. We’ve provided detailed overviews of the FAQ via the appropriate links.

Car finance for business use?

On the other hand, if you’re going to be using the car for business purposes such as moving commercial goods, a chattel mortgage, finance lease or hire purchase may be the right option. It’s important to get your accountants advice on the suitability of this product for your purposes. You just need to get on the road, let us work out a suitable loan option for you.

1What is a car loan and how does it work?
A car loan (also referred to as a secured car loan) involves a finance company lending you the money to purchase a vehicle for personal use. The loan is secured against the vehicle and, when the final repayment has been made, you will own the vehicle outright.
2What are the benefits of a car loan?
Benefits and product features of most car finance solutions include flexible loan repayment periods, the ability to set a balloon or residual which will reduce your monthly repayments and lower interest rates versus a personal loan thanks to the loan being secured against the vehicle itself. As a business, a car finance solutions may help you improve cash flow to your business, as well as the potential to claim tax deductions if the car is being used for business purposes (check with your accountant for eligibility).
3Who should choose a car loan?
A car loan is a good option for someone who uses their vehicle mainly for personal purposes, but who does not have the option of salary packaging a car through a novated lease.

At Amrev Finance we provide the different type of loans:

  • Car Loans: Our broker will work with you to get the most suitable loan to suit your needs.
  • Used Car Loans: Are you looking for used cars? We will help you to get the suitable finance.
  • Bad Credit Car Loans: Have you been bankrupt or have an impaired credit history and struggling to get a car loan? Call us today we may be able to help you in getting a car loan.
  • Low Doc Car Loans: Are you Self-Employed and don’t have enough documents to secure a car loan? We can help with that too.

Speak to our Amrev Finance broker today to establish which car loan is suitable for you!